Yesterday I shared the most important money tip: to gainwealth, you must spend less than you earn. Get Rich Slowly has coveredmany ways to reduce the spending side of the equation. But how can aperson increase the earning side?
昨天,我分享到一條非常重要的有關(guān)錢的建議:要獲得健康,你必須花的比掙得少,慢慢的變得富有,包括很多方式來降低等式中花銷這一邊。但是,一個(gè)人,怎么才能增加收入這一邊呢?
Consideran entrepreneurial endeavor. Start a small business based around one ofyour hobbies. It’s not difficult to earn a couple thousand dollars eachyear doing something you love in your free time. The key is to not letthe hobby-as-business overwhelm you. Keep it fun. Don’t let it become achore.
想想一個(gè)企業(yè)家的努力。圍繞你的一個(gè)愛好開創(chuàng)一份小事業(yè)。每年在你的空閑時(shí)間里做一些你喜歡的事來賺幾千美元是不困難的。主要是不要讓那種事業(yè)型的愛好淹沒了你。保持它的趣味性,不要讓它成為瑣事。
With that in mind, here are some real-life examples of hobbies I’ve seen people turn into side-businesses. I know people who:
在頭腦里留著這種想法,這里有一些實(shí)際生活中我看的別人把愛好變成事業(yè)的例子。我知道這樣的人:
Repaircomputers. Are you a tech geek? Start a business providing computeradvice for family and friends. Help people set up new computers, addperipherals, remove viruses and spyware, and maintain home networks.Consider offering hour-long training sessions in programs you know well.
修電腦。你是一個(gè)技術(shù)瘋子么?開創(chuàng)一份為家人朋友提供計(jì)算機(jī)建議的工作。幫助別人安裝新的電腦,添加外圍設(shè)備,出去病毒和間諜軟件,并且維護(hù)家里的網(wǎng)絡(luò)。可以考慮主動(dòng)提供你熟知的有關(guān)程序按小時(shí)的訓(xùn)練課程。
Makephotographs. Sell your photos! Take a community college class toenhance your skills. Enter photo contests. Display your photos at thecounty fair. If you make a good image, you can sell it repeatedly for$50, $100, $200. I recently met a woman who now makes her living byselling images through iStockPhoto.
制圖。銷售你的圖片。參加一個(gè)社區(qū)學(xué)院來加強(qiáng)你的技能。輸入你的圖片內(nèi)容,在縣集市上展示你的圖片。如果你的圖片做的好,你可以不斷的以50美元,100美元,200美元把它賣掉,我最近就遇到一位女士靠通過iStockPhoto賣圖片為生。
Garden.If you have a huge garden, consider selling produce or flowers. Inrural areas, you can run a small road-side stand on weekends sellingfresh roses, blueberries, tomatoes, whatever. If you live in the city,let your neighbors know you have fresh produce for sale (or trade).
園藝。如果你有一個(gè)大花園,你可以考慮買些產(chǎn)品或者花卉。在鄉(xiāng)下,你可以經(jīng)營(yíng)一個(gè)路邊攤位,每周末賣一些新鮮的玫瑰,藍(lán)莓,番茄,隨便什么都可以。假設(shè)你住在城里,可以讓你的鄰居知道你在買一些新鮮的產(chǎn)品(或者交易)
Makemusic. Can you play an instrument? Hire yourself out to play atweddings or dinner parties. Start a small group. Play at holiday events(especially Christmas). Get creative: play at street fairs and farmersmarkets.
音樂制作。你能彈奏樂器么?在外面受雇于婚禮或者宴會(huì)來演奏。組織一個(gè)小團(tuán)隊(duì),在節(jié)日的時(shí)候演奏(特別是圣誕節(jié))。要?jiǎng)?chuàng)新,可以在街頭展位演奏,也可以在農(nóng)貿(mào)市場(chǎng)。
Write.Do you write well? Offer your services to friends and family. Editimportant letters. Proof papers. Compose pieces on commission. Start aweblog about one of your passions!
寫作。你擅長(zhǎng)寫作么 ?為你的家人朋友提供些幫助,編輯重要信函,試驗(yàn)論文,編寫有關(guān)授權(quán)的細(xì)節(jié),開設(shè)一個(gè)你某種酷愛的博客。
Buildthings. If you have a shop and some skills, teach yourself to buildtables or bookshelves or cabinets or chairs. Sell these items oncraigslist or to people you know.
建造東西。如果你有店面,并且擁有技能,可以自學(xué)建造桌子,或者書架,或者櫥柜,亦或是椅子,然后把這些東西放在Craiglist賣,或者賣給你認(rèn)識(shí)的人。
Knit.If you’ve been bit by the knitting bug, put that yarn habit to work.Create simple, beautiful hats and scarves. Take commissioned projects.My wife is learning to knit adorable little stuffed animals; she couldsell them for $20 a pop.
編織。如果你已經(jīng)被那種編制的小物件吸引,那么就把你編織的愛好放到工作中吧,編制一些簡(jiǎn)單的、漂亮的帽子和圍巾,接一些委托的項(xiàng)目。我妻子正在學(xué)習(xí)編制些可愛的小填充玩具動(dòng)物,一個(gè)銷售點(diǎn)可以賣20美元
Repaircars. Offer to perform simple car repairs for friends and family. It’s awin-win situation: you make some extra cash, and they save money. (Justbe sure not to get in over your head.)
修理汽車。為家人和朋友做一些簡(jiǎn)單的汽車修理,這是雙贏的局面,你賺一些額外現(xiàn)金,并且他們節(jié)約了錢。(但是要確定超出你的能力是不要去做)
Cook.Do people rave about your food? Offer to cater events. Provide food fora picnic, for a cocktail party, for a sit-down dinner. Sell cookies andcakes.
烹飪。有人稱贊過你做的食物么?主動(dòng)去為一些活動(dòng)提供食物幫助,為野餐,雞尾酒晚會(huì),或一次僅僅坐一坐的聚餐做吃的,賣一些餅干和糕點(diǎn)。
Haulthings. If you have a van or a large pickup, offer your services fortransporting couches and dressers, etc. Hire yourself out to haulbarkdust and mulch. Help people move. In March, I met a fellow whoadvertises on craigslist. Several times a week, as he drives home fromwork, he hauls something from one part of the city to another for $25.It takes little him little extra time and generates a couple hundreddollars a month. It’s his “mad money”.
拉貨。如果你有貨車或者大卡車,可以做些運(yùn)送沙發(fā)和梳妝臺(tái)等的服務(wù),受雇出去運(yùn)一些沙土和護(hù)樹稻草,幫人搬家。三月份的時(shí)候,我在Crailist遇到一個(gè)做廣告的老兄,一周好幾次,當(dāng)他開車下班回家的時(shí)候,他拖運(yùn)一些東西從城市的一邊到另一半收25美元,這只花費(fèi)了他很少的空閑時(shí)間卻每月賺好幾百美元,這是自卑的零錢。
Thepossibilities are endless. The key is to examine your passions andtalents to find something for which people would pay you. You won’t getrich quickly through these side businesses (though there’s nothing thatsays you can’t), but you will boost the earning side of your wealthaccumulation.
可能性是無(wú)止境的。關(guān)鍵是檢查一下你的愛好和才能,找到別人能付錢給你的東西,通過這些邊角生意你不會(huì)很快富起來(雖然沒有什么能說你不能),但是你會(huì)把你財(cái)富積累中賺錢這邊加強(qiáng)。
Everyonehas something that they can do well. Discover what it is you can do,and then market your abilities. The best part is: you’ll be making moneywhile simultaneously improving your skills so that you can make evenmore money in the future!
每個(gè)人都有他擅長(zhǎng)的東西,找找你能做什么,然后銷售你的能力,最好的情形就是:你會(huì)在賺錢的同時(shí)一汽提升了你的能力,這樣,將來你會(huì)賺能多得錢!
Addendum:Via e-mail, Melissa A. reminded me of another great use for hobbies:“Hobbies are a good way to make gifts for people cheaper than it coststo buy them too.” This helps with the “spend less” side of the basicequation. My wife has given knitted items as gifts. I sometimes givephotographs. One of my favorite birthday gifts ever was a batch ofchocolate chip cookies.
附錄:憑借一封郵件,MelissaA.提醒我愛好的另一種大用途:“愛好是一種很好的方式來為別人制作比他們花錢買廉價(jià)的多的禮物。”這有助于使基本方程中花費(fèi)這邊變少。我的妻子已經(jīng)把那些編制的東西作為禮物,我有時(shí)送一些圖表。我曾經(jīng)最喜歡的生日禮物之一是一些巧克力心的餅干
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